Cowart's Common Room
The Annual Insurance Farce

Have just received our annual buildings insurance renewal. It is as usual sky high- the usual increase of around 200 over the previous year. I think in over 20 years we have made one small claim. As usual I ring Woolwich and express my horror at the increase, suggesting I'll have to look elsewhere for cover. As usual I'm put on hold and then the ever so nice young man comes back with a more reasonable quote which I accept. Why not just give a reasonable quote in the first instance- it would be interesting to know how many people accept without questioning the very inflated figure.

Posted at 18th Mar 2012 - 07:40AM   Posted by Lily   The Annual Insurance Farce Comments: 6

Faith's Avatar I suppose if x many people accept the high figure without question then they can offer people like you a more reasonable quote - and keep everybody!

I have noticed that More Than car insurance are currently saying they will better any quote. A few years ago I asked them if they could reduce my figure and they came back with nights away in hotels etc but no actual reduction, so I left. When my car insurance is due I might see if they are still offering to better any quote, but I doubt it. I bet there's some sort of small print!

Posted by: Faith on 18th Mar 2012 at 08:13AM

Fairy Nuff's Avatar I find all the shopping around every year a complete pain in the derriere...the first company that turns it on its head and offers me a loyalty discount for staying with them would have my business straightaway.

We've just gone back to our second last house insurer (having left to get a better deal as a new customer elsewhere) and got a quote better than the one we had with them three years agoRolling Eyes

Posted by: Fairy Nuff on 18th Mar 2012 at 02:20PM

KitKatCot's Avatar Wow, an increase of 200Blink We have just got our house and contents renewal and its 257 in total. We get it through Legal & general via a broker.

Posted by: KitKatCot on 18th Mar 2012 at 02:23PM

Withy Brook's Avatar Blimy, KKC, that is excellent.

Posted by: Withy Brook on 18th Mar 2012 at 05:47PM

Mountainear's Avatar I'm sure of my sons approached his insurance company to renew his policy for his car, didn't like the quote so it was suggested that he decline it, wait 24 hours and come back to them as a 'new' customer and get their enticing discounted new customer rate.

...and while we're on about it why do my sons who live in virtually identical houses, 2 streets apart pay different utilities bills? I've suggested that the one who pays more should challenge United Utilities on the basis of if you don't ask you don't get.

Posted by: Mountainear on 18th Mar 2012 at 05:51PM

Westerwitch's Avatar Its disgraceful isn't it. I was asked to re-advertise with Pet's Welcome guide. I told them they were too expensive and the price dropped suddenly - so they have been overcharging me then have they Evil or Very Mad Hmmmmmm Matron says no chainsaw - you wait until I get it back.

Posted by: Westerwitch on 18th Mar 2012 at 06:05PM

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